Product Overview
Gain insight into non-prime consumers and those with thin credit files with DataX - an FCRA governed specialty CRA created to uncover creditworthy non-prime prospects by looking beyond traditional credit reporting. DataX uses alternative payment types (checks, cash, money orders, ACH, etc.), and is inclusive of full header, tradeline, performance and payment data. None of the tradelines are found in the consumer credit file, so using both data sources creates a fuller and more up-to-date view.
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